The Debase Brief
Purchasing Power Calculator

What's your salary actually worth?

Two numbers. Ten seconds. The real picture — and what to do about it.

Before taxes. What you earn right now.
$
Annual percentage. Enter 0 if you didn't get one.
%
Or see it through your lens
🏦
Retiree
Fixed income + COLA vs M2 growth
🎓
Student
Real cost of loans on a starting salary
🏪
Small Business
Revenue vs cost increases vs M2
🏠
Real Estate
Is your home beating M2 or not
📈
Investor
Real returns after M2 dilution
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Sound Money
What if you added Bitcoin and gold
Pulling government data...
Annual erosion in dollars
lost this year
Daily purchasing power loss
per day, gone
Act II — What the government says
CPI vs Reality
Government CPI says your raise covered...
M2 money supply actually grew...
Your real purchasing power change...
The gap they don't mention
M2 growth minus CPI — the debasement happening behind the official number
What your salary actually buys
in last year's dollars
Act III — What you can do about it
The dollar loses ground every year. Scarce assets don't. Here's what would have happened if you'd moved your annual erosion into gold or Bitcoin instead.
🥇
Gold
If you'd held your erosion in gold
Monthly to offset erosion
at gold's avg annual return vs M2
₿
Bitcoin
If you'd held your erosion in BTC
Monthly to offset erosion
at BTC's avg annual return vs M2
Historical returns shown for illustration. Past performance does not guarantee future results. Gold 1yr: ~38% · BTC 1yr: ~120% · Live prices via Kraken & gold-api.com
The erosion is daily. So is the data. Get the real numbers every morning.
Free. No pitch. Just government data and what it means for you.
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